one regular size can refried beans
one 8oz package cream cheese
one jar of your favorite salsa
two cups of your favorite shredded cheese
Layer ingredients in the following order into a 9X13 pan:
cream cheese (spreads better if softened)
Cover with aluminum foil that's been sprayed with Pam
Bake at 350 degrees until warm and bubbly.
Serve with your favorite tortilla chips and enjoy!